Viewing 1 - 15 out of 15 posts

Protection of Stimulus Payments from Bankruptcy Trustee

Debtors who receive the $600 stimulus payment ($1,200 for eligible married couples with an additional amount of $600 per qualifying dependent) may file bankruptcy without having to use their exemptions Read More

Will my children be responsible for my debt after death?

Many parents believe that when they die their debts will pass to their children. This is usually a big concern for parents because they do not want their kids responsible Read More

How will Bankruptcy affect my credit score?

Yes.  But how much depends on the individual filer.  I have seen some filers score increase slightly and some scores drop dramatically.  The reality is your score has already been Read More

What Happens to your financial accounts in Bankruptcy?

What Happens to Your Financial Accounts in Bankruptcy? Depending on how you go about declaring bankruptcy, you may or may not be able to keep various assets in your bank accounts, Read More

Can't take the robocall creditors?

Robocalls are prerecorded or autodialed calls made to your landline or cell phone, usually when you have not given permission for the caller to contact you. They maybe people who are Read More

The Bankruptcy Process in South Carolina

The Bankruptcy Process in South Carolina What to Expect No one wakes up overnight and decides to file for bankruptcy.  Most people have spent hours thinking about filing for bankruptcy. It can Read More

Evictions during COVID-19

I received a call this morning from a tenant who had their belongings set outside by their landlord because she had not paid the rent. This is an illegal eviction Read More

What can a creditor do if I don’t pay my bill?

What can a creditor do if I don’t pay my bill? Some creditors go too far when it comes to collecting debts. Most recently, I heard of a creditor who made Read More

Car Payment Options During COVID-19

It is understandable that you may be overwhelmed by all of the media coverage for COVID-19, however you have to think about plans to cover your debt, especially your auto Read More

Should I file Bankruptcy?

Should I file Bankruptcy? Bankruptcy is not a last resort. It is a way for a debtor to protect certain legal rights. It can temporarily stop foreclosures, wage garnishments, car repossession, Read More

Mortgage Deferments

Considering a mortgage forbearance? Right now, many are wondering how they will make their mortgage payments. One option may be a mortgage forbearance. Depending on your mortgage company you maybe Read More

My criminal background check is wrong, what can I do?

In 2019, the National Consumer Law Center published a report about how errors on background checks harm employees and businesses. According to the report, Broken Records, 90% of employees and Read More

Surviving Debt-Part 1

With so many people out of work, it is scary for many as they try to figure out how they will pay their creditors. There are certain creditors that you Read More

Response to COVID-19

While the courts are operating on a limited basis as a result of COVID-19 there are still some things you can do.  The S.C. Bankruptcy court is still operating, however, Read More

How Can I Afford to Pay for a Bankruptcy when I am Broke

No, you can't use your credit card and you shouldn't borrow money to file for a bankruptcy.  Bankruptcy law does not allow an attorney to tell you to take on Read More

Viewing 1 - 15 out of 15 posts